FAQs

Plaintiff Funding

What types of cases are eligible for pre-settlement funding?

Cases where injury or harm has been caused are eligible. The most common eligible case types include motor vehicle accidents, slip and fall, premises liability, wrongful death, motorcycle accidents, trucking accidents, general negligence, catastrophic injuries, construction site accidents, medical malpractice, nursing home abuse, civil sexual assault and battery, dog bites, birth injuries, bicycle and pedestrian accidents, boating and ATV accidents, auto accidents involving ride share (Uber and Lyft), whistleblowing, and the Federal Employment Railroad Act.

How do you determine the amount of funding someone is eligible for?

It is determined based on the projected value of your claim and the severity of injuries.

How long does it typically take for people to receive their funding?

After your application has been approved and the agreement signed, your money is sent within an hour.

The entire process: 1) Application is submitted 2) Information needed for underwriting is gathered and reviewed 3) An approval decision is made 4) An agreement sent and signed 5) Funds are sent.

Attorney Funding

How quickly can funding be approved and distributed?

We get it. When it comes to funding, time is of the essence. Our team is standing by to quickly and efficiently move your application forward. Funding is distributed without delay.

Will funding affect our ability to settle a case?

No. Attorneys maintain control of legal strategy – always. Allira’s role is to provide working capital, not legal strategy. We are a partner and ally.

What does Allira evaluate when reviewing a case portfolio?

We evaluate the strength of the legal position, not traditional lending metrics alone. We want to understand when your cases may settle and for how much and other factors such as firm expenses and overall case load.

What can attorney funding be used for?

Legal funding can be used for anything related to practice and case management expenses. Our clients have used legal funding to pay salaries, hire experts, expand advertising/marketing efforts for new cases, real estate, expanding into different markets, hire staff, fund discovery and more.

What are the risks involved with law firm financing?

One of the advantages of attorney funding is flexibility, but like any form of financing, it should be approached thoughtfully. In contingency-based litigation, timelines can shift, and cases may take longer to resolve than originally expected. When that happens, repayment costs may increase depending on the structure of the agreement.

That said, attorney funding is often designed to align more closely with the realities of legal practice than traditional business lending. Unlike many bank or SBA loans, funding is typically tied to anticipated case fees rather than personal assets, and firms are not required to provide a personal guarantee.

How much capital should a personal injury firm have on hand?

The amount of working capital needed by a firm depends upon your practice, billing and collection cycles, whether you do contingency fee work, and whether the firm is growing and adding attorneys and staff. Most firms should have working-capital equal to three months of expenses excluding draws. This will need to be increased if the firm has lengthy billing and collection cycles, does contingency fee work, and is in a growth mode.

Does Allira charge repayment penalties?

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How is law firm financing different from traditional loans?

Traditional banks don’t know how to underwrite law firms. Traditional lending metrics and terms are not ideal for contingency-based businesses. Allira evaluates the strength of the legal position, not traditional lending metrics alone. We view your cases as an asset to the firm; traditional lenders will not. Our terms also tend to be more flexible and provide options suited for contingency-based businesses.

Medical Lien

What’s the onboarding process for a medical provider?

Getting started is simple. Contact our Provider Relations team at 878-4 Allira (878-425-5472) or ally@allira.com to schedule an introductory conversation. We'll learn more about your practice, review basic organizational and operational information, discuss your experience with personal injury cases and lien-based treatment, and answer any questions about our process. Once onboarding is complete, you'll have a dedicated point of contact to support you moving forward. We aim to make onboarding simple and efficient so you can focus on delivering exceptional patient care.

How extensive is your relationship with medical providers?

Our relationships extend nationwide and include highly qualified physicians and providers. We work with providers across all modalities including ancillary services such as pharmacy services, durable-medical-equipment, in-home health care, and partnerships with medical ride-services to transport patients.

How long does it take you to determine if a new provider is a fit?

While every situation is different, it typically takes 24-48 hours.

What is Medical Lien Financing?

Medical lien financing offers a way for individuals involved in personal injury cases to cover their medical expenses without paying upfront. It involves a legal agreement called a "lien," where medical providers agree to postpone payment until the patient receives a settlement or judgment in their case. This lien serves as a legal claim on the future proceeds of the case, ensuring providers are paid for their services. It's important to understand that medical liens can cover both past medical bills and ongoing treatment costs. Unlike a loan, a medical lien does not require monthly payments or accrue interest.

What type of situations and cases are best suited for medical lien financing?

Medical lien financing is a helpful resource in cases where:

Patients are uninsured or underinsured: Many individuals lack adequate health insurance to cover the costs of extensive medical treatment following an accident.
Providers are hesitant to take on financial risk: Healthcare providers may be reluctant to provide treatment on a lien basis without the assurance of payment.
Cases are complex or lengthy: Some personal injury cases can take years to resolve, creating financial uncertainty for patients and providers.

Allira Talent

Do candidates pay for your services?

No. We are contingency based. The hiring company pays a fee if they hire one of our candidates.

How much do you charge hiring companies?

Hiring companies pay a fee if they hire one of our candidates. The fee is a percentage of the person’s first year salary.

I emailed my resume a month ago for a different job. There’s a new one that’s also a good fit; do I need to reach out again?

Yes. Reach out every time you see a position on our site that is a good fit. Include your resume and cover letter.

Do you negotiate my salary for me?

It’s up to you. Every search is tailored for the candidate and company.